Valid Ohio Department of Insurance OH-Life-Agent-Series-11-44 Real Test - OH-Life-Agent-Series-11-44 Online Test

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Ohio Department of Insurance OHIO Life Insurance Agent Series 11-44 Sample Questions (Q22-Q27):


NEW QUESTION # 22
In reference to life Insurance in contract law, a person MOST likely will have an insurable interest in insuring
a person's life If

  • A. the interest exists at the time of application.

  • B. any type of business relationship exists between the insured party and the beneficiary.

  • C. the interest exists at the time of death.

  • D. any type of distant family relationship exists with the insured party.


Answer: A

 

NEW QUESTION # 23
To avoid tax consequences, a rollover from a Traditional IRA to another IRA MUST be done within

  • A. 90 days.

  • B. 45 days.

  • C. 30 days.

  • D. 60 days.


Answer: D

 

NEW QUESTION # 24
Insurance agents have duties and responsibilities to the insured and the insurer. Which of the following
responsibilities does an agent owe the insured during the policy year?

  • A. Help the insured file and follow up on claims.

  • B. Work with rating bureaus to establish insurer ratings.

  • C. Notify the insurance department when claims are paid.

  • D. Pay the insured's premiums if they are unable to do so.


Answer: A

 

NEW QUESTION # 25
A single premium Immediate annuity Is MOST often used for

  • A. vacation expenses.

  • B. children's college expenses.

  • C. retirement income.

  • D. mortgage payments.


Answer: C

 

NEW QUESTION # 26
Generally, rates charged for Insurance may NOT be

  • A. cost prohibitive.

  • B. discriminatory.

  • C. different for persons withdiffering risk profiles.

  • D. excessive, inadequate, or unfairly discriminatory.


Answer: D

 

NEW QUESTION # 27
......

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